Financial sustainability

Charities need to create strong business plans which can deal with the increasingly volatile financial environments in which they need to operate.

Use our support to access best practice and information on the wider economic environment. 

 

 

Economic Outlook Briefing 2018
9 May 2018
Headlines in this edition: Concerns over fundraising from the public over the medium term as higher inflation and weak pay growth means that households will feel the squeeze Interest rates ...

Review of Allia's Charitable Bonds
20 September 2011
Review of Allia's Charitable Bonds.

How to Approach Investment in a Challenging Market Environment
29 November 2010
The aim of this paper is ensure that charity trustees understand how they need toadhere to the investment measures under by the Trustee Act 2000 and relatedguidance from the Charity ...

Carrying out a Sustainability Audit - Sustainability in Practice: Appendix C
1 May 2009
Carrying out a sustainability audit will allow you to identify exactly what kind of impacts you have and the timing and scale of the action you need to take. You ...

Management Approaches to Sustainability - Sustainability in Practice: Appendix D
1 May 2009
The full copy of the Green Dragon Environmental Standard, which is available by contacting them, contains a very useful appendix which shows how the Green Dragon Standard, the British Standard ...

Charity mergers - Findings and Recommendations from Research
1 February 2009
Do mergers in the voluntary sector provide financial stability for the newly formed organisation? Findings and Recommendations from Research

Mergers - Made Simple Guide No. 12
1 December 2008
The topic for research was “do mergers in the voluntary sector provide financial stability for the newly formed organisation?”

Pricing - Made Simple Guide No. 7
1 July 2008
Pricing - Made Simple Guide No. 7

Getting the price right
23 June 2005
Getting the price right for charities.

Charities need to find nearly £4bn additional income by 2020 finds CFG
8 May 2018
Charity Finance Group’s latest Economic Outlook Briefing has found that inflation mean that charities have to raise £3.7bn a year extra by 2020 in order to maintain their spending power ...

Autumn budget submission
25 September 2017

Spring budget submission
8 February 2017
Charity Finance Group, in partnership with eight other voluntary sector bodies have written to the Chancellor ahead of the Spring Budget on 8 March.

VCSE Autumn statement proposals 2016
10 October 2016
Charity Finance Group, along with nine other voluntary sector bodies, has written to the Chancellor ahead of the Autumn Statement on 23rd November.

Leading sector bodies submit budget proposals to chancellor
23 February 2016
Charity Finance Group, along with nine other voluntary sector bodies, have written to the Chancellor ahead of the Budget on 16 March.

Grants for good campaign launched
5 February 2016
Leading voluntary sector bodies, including CFG, have today launched a new campaign - 'Grants for Good'.

Large Charities Focus
23 August 2018
Rajit Gholap shares what he is expecting to take away from CFG’s Large Charities Conference 2018, and the rationale for the choice of programme this year.

“Who moved the cheese?” The case for innovation in the UK charity sector
31 May 2018
by Naziar Hashemi Partner, National Head of Non Profits, Crowe Clark Whitehill LLP

What do the latest Budget 2017 economic numbers mean for charities?
23 November 2017
The Budget is out, the CFG Budget Briefing for charities is available to download from our website, the dust appears to have settled pretty quickly on this Budget. But what ...

Live Blog: Autumn Budget 2017
22 November 2017
On Wednesday 22nd November at 12:30pm the Chancellor, Philip Hammond, will deliver the first Budget since the General Election in June. If you can’t tune into the Chancellor’s speech, then ...

What should charities expect from the Autumn Budget 2017?
17 November 2017
It’s that time of the year again when the newspapers are full of gossip about potential giveaways or shocking tax changes which are going to cost eye-watering sums of money. ...

Where are the ‘automatic stabilisers’ for charities income?
26 September 2017
This blog post is prompted by the Association of Charitable Foundation’s (ACF) latest Giving Trends research, which is a must-read for everyone in the charity sector. The news is ...

Government no longer has the luxury of ignoring charities
25 September 2017
Charity Finance Group has made two submissions to the Chancellor’s Autumn Budget. One alongside a coalition of other representative bodies. The other, on our own, regarding charity tax reform. ...

6 simple steps your charity can take to help protect themselves from fundraising fraud
25 September 2017
Fundraising fraud is where a fraudster (who might be known) collects money on behalf of the charity but keeps some or all of the money and can be difficult for ...

Could political instability create financial instability for charities?
23 August 2017
Charities have operated for some time in the midst of economic instability. This has become the bread and butter for most organisations - the recession, cuts in government spending or ...

NCVO Almanac points to fundamental shifts in the charity operating environment
9 May 2017
NCVO has just published summary data from its Almanac 2017 and as always, it is a fascinating read. The launch is tonight, so I’m looking forward to what the NCVO ...

Common Gift Aid Questions Answered by HMRC
27 April 2017
On the 31st March 2017, CFG hosted its regularly Gift Aid Conference which was attended by charities, tax specialists and HMRC. HMRC's Charity Outreach Team, led by Andrew Kayley, spoke ...

Better partnerships needed between finance and fundraising teams
13 April 2017
Fundraising isn’t just about fundraisers. It is about the whole organisation. One of the lessons that the sector has had to learn is that good fundraising requires the whole organisation ...

Budget Focus: Warning signs for charities in years ahead
8 March 2017
It is universally agreed that this has been a very spartan Budget for charities, with good news thin on the ground. My colleague Anjelica Finnegan has been putting together a ...

Live Blog: Spring Budget 2017
7 March 2017
Welcome to Charity Finance Group's Spring Budget Live Blog.

IFS 2017 Green Budget – the good, the bad, and the worrying?
10 February 2017
On Tuesday I attended the Institute for Fiscal Studies (IFS) Green Budget for 2017. This is an annual event where the IFS looks at economic issues facing the Chancellor before ...

Autumn Statement In Focus: What is the economic outlook for charities?
23 November 2016
The Economic and Fiscal Outlook has been published by the Office for Budget Responsibility and this gives a picture of the future shape of the economy, this is important for ...

Three things for charities to consider in the wake of Trump victory
9 November 2016
Despite the confidence of the pollsters, the unimaginable has become reality; Donald J Trump has been elected President of the United States. It goes without saying that the US ...

Saying what we want: Devolution & Voluntary Sector Summit
9 September 2016
On Wednesday, over 30 voluntary sector leaders came together in London to discuss devolution and the voluntary sector. Over the past few years, regions across England have been agreeing with ...

Tony Armstrong looks at Devolution: working with local organisations to transform public services
5 September 2016
Public sector finances are under severe strain. Local authorities have faced increasingly tight budgets over the last six years, and the localisation of business rates, the phasing out of central ...

Devolution is our chance to advocate for the most vulnerable
2 September 2016
Kathy Evans, CEO of Children England highlights the important voice that the voluntary sector has and how they can use it to be a power of advocacy. If those ...

How will the 'devolution revolution' be financed?
1 September 2016
At CFG, Locality, NAVCA and Children England's The Voluntary Sector and Devolution Summit we'll be looking at the key concerns about financing  local government under devolution deals. One of ...

Caron asks: 'Why does the voluntary sector need a devolution summit?'
31 August 2016
OLYMPUS DIGITAL CAMERA Caron Bradshaw, CEO of Charity Finance Group, explains why CFG has worked with partners to organise the Devolution and the Voluntary Sector Summit and why she thinks ...

First thoughts on impact of interest rates cut on charities
4 August 2016
For the first time since 2009 the Bank of England has moved interest rates, not up but down, to 0.25%. What does this mean for charities? Here are my first ...

Do charities need to become social enterprises to survive?
4 August 2016
Heather Black at Economic Change asks “Is charity becoming irrelevant?” - this will be the question posed at the Large Charities Conference taking place in September, hosted by the Charity ...

Post-Brexit Autumn Statement is first key battleground
14 July 2016
This is not a reshuffle blog. That probably means that it won’t be ready by many people today, because (and I am as guilty as anyone of this) reshuffles ...

EU Referendum: Keep watching this space…
24 June 2016
The United Kingdom has voted to leave the European Union and the Prime Minister has resigned. What does this mean for charities? The decision to leave the European Union ...

EU Referendum: What could this mean for charities?
6 June 2016
As the 23rd June appears closer and closer this Europe's Final Countdown song has never felt more relevant as the UK public decides whether they will be voting to remain ...

Budget Focus: What was hidden in the numbers for charities?
17 March 2016
The Office for Budget Responsibility’s Economic and Fiscal Outlook is where the real detail of the Budget resides. What was hidden in the numbers for charities this time around? Here ...

A ‘straightjacket’ Budget: Pay, Tax Avoidance, Welfare and Assets
11 March 2016
Next week the Chancellor has to stand up and deliver his 8th Budget and it promises to be an interesting affair.

How is local government using social investment?
29 February 2016
Geetha Rabindrakumar, Head of Social Sector Engagement, Big Society Capital talks about how local authorities are using innovative new social investment methods to tackle long term problems in the midst ...

Hunting for the silver lining; the IFS, the economy and charities.
12 February 2016
This week I attended the IFS’s Green Budget 2016 event, which provides an essential commentary on the economic issues facing the current government over the next Parliament. The report comes ...

What did the Romans ever know about data protection?
19 January 2016
As usual, quite a lot. Caesar famously used his cipher device to protect important and sensitive military data among his generals. So what can we learn from the famous Roman?

What’s in local government’s Christmas stocking?
17 December 2015
It’s Christmas and the Secretary of State for Communities and Local Government has unveiled the government’s provisional Local Government Finance Settlement for 2016-17. The Local Government Finance Settlement is effectively ...

What do charities need to know about the Spending Review?
25 November 2015
This Spending Review was full of surprises. As you may have seen from our live blog, we did not expect that the chancellor would have the wiggle room to avoid ...

Cuts to BLF could have big financial consequences for charity sector
23 November 2015
You’ve probably read or seen the alarming reports over the weekend that the government may change the distribution of National Lottery Funds to divert money away from charities to the ...

Just one thing, Sir John...
18 November 2015
Last week I was delighted to attend NCVO’s Annual Hinton Lecture which saw an excellent speech from former Prime Minister, Sir John Major. Sir John touched on a number of ...

Tackling some myths on the Spending Review
10 September 2015
If you listen very carefully when you walk down Whitehall you’ll hear the grumblings and table thumping of officials as they prepare for the Spending Review due to be announced ...

Public benefit is at the core of both charities and the tax system
13 August 2015
Some of you may have read a recent column in the Financial Times by its Money Week Editor, Merryn Somerset Webb entitled “Charity should not begin with a tax break ...

We can’t ignore the charity sector’s financial situation
13 July 2015
Our sector has had a few days to recover from the decisions outlined in the Chancellor’s Budget last week. Although charities were not the focus, the decisions taken within it ...

How much do we know about PbR?
19 June 2015
Today the National Audit Office (NAO) have published their report on the Government’s use of Payment by Results (PbR). I have drawn out some of the key points of relevance to charities. 

Budget 2015 – Missed opportunities and targeted giveaways
18 March 2015
The Chancellor has sat down, the media are pouring over the budget documents looking for stories to come out of the figures, but what has been the impact of the ...

#volsecbudget – What should charities look out for?
17 March 2015
Tomorrow will mark the last Budget of this Parliament, and already a great deal has been trailed in the media from inheritance tax cuts to raising the personal allowance. 

Fog of uncertainty makes post-election planning difficult for charities
4 February 2015
Today the Institute for Fiscal Studies unveiled its Green Budget 2015.

Looking back on 2014
9 December 2014
As we approach the end of 2014, it’s time for some reflection. The year has whizzed by shockingly quickly. 

Vision for sector post-2015. What did the politicians have to say at the CFG Annual Conferece?
19 May 2014
Following our overwhelmingly successful Annual Conference last Thursday, back at CFG-HQ we are now digesting the political nuggets that were debated in our closing plenary by the Minister for Civil ...

Managing in a Downturn Report Reflections....
11 April 2014
Yesterday saw the launch of the seventh ‘Managing in Downturn’ report – a survey series that we have run in partnership with the Institute of Fundraising and PwC since the ...

Mergers during the recession; why weren’t there as many as expected?
15 January 2014
In the wake of the launch of our most recent survey in the ‘Managing in a Downturn’ series, we take a look at what the last five instalments have told ...

The silver lining in the charity salary saga
12 August 2013
Another week and more headlines about charity executive pay. Given the focus on bankers, business leaders, senior civil servants and local authority chiefs of late, it was really only a ...

Business rate relief for charity shops in Wales: why it matters elsewhere too
11 July 2013
The business rates relief available to charities has been thrust into the spotlight of late. As well as a number of high profile cases linking charity rate relief to tax ...

The significance of the Spending Review
25 June 2013
In 2010 the Spending Review set departmental expenditure limits (DELs) from 2011/12 to 2014/15, outlining details of savings in the region of £86bn over that time.

Access UK LTD
Access Group is a UK established software solutions provider to the not-for-profit sector. We do this by delivering integrated organisation-wide solutions spanning finance, HR and payroll, professional services automation, including ...

Akoni Hub
With Akoni you will save time and effort, and will earn more unrestricted money which could fund programme expansion or a new fundraising campaign.

ALLIA
Allia Impact Finance helps registered charitable organisations such as housing associations, care homes and other charities raise loan finance for their growth and development plans.

Auditel
We are experts in procurement. We provide in- depth expertise in over 80 business cost areas and our specialists come from a broad range of professions, commerce and industry – ...

Beever and Struthers
Our client base of over 150 charities and other not for profit organisations - from small local concerns to large national names – benefit from our core services of External ...

Charities Aid Foundation (CAF)
We understand the priorities and challenges that charities face, and the need for confidence and security, when it comes to managing money.

Charity Financials
Charity Financials contains the latest financial information on all UK charities, giving a unique overview of the charity sector across financial, causal, beneficiary and geographical parameters.

HSBC
Proudly providing banking services to over 35,000 charities from the very largest to the smallest local community organisations.

IBB Solicitors
IBB Solicitors’ team of specialist charity lawyers are experienced in delivering practical commercial advice across all areas of the law to charities, not-for-profit organisations and those who work within the ...

Lloyds Bank PLC
Based in Gresham St London, but with strategically placed colleagues in various geographic locations around the country to enable us to provide a local, personal service for charities operating in ...

Novo-K Ltd
Supporting charities to make a bigger difference in their communities through our supportive and personal approach to procurement - buy smart. save money.

Santander
Our dedicated and experienced Relationship Directors understand the unique needs of the charity & not-for-profit sectors.

Sayer Vincent
Sayer Vincent is the UK’s leading firm of award winning accountants and advisors specifically working for charities, not-for-profit organisations and social enterprises.

TNL Consulting
Our services support charities, membership organisations and public-sector bodies to develop greater resilience so that they can better respond and adapt to changing environments and disruptive challenge. Our services cover ...

Triodos Bank
Our bank was founded on the conviction that banking can be a powerful force for good. Through our range of financial and banking services, we connect individuals, entrepreneurs and organisations ...

UK Charity Insurance
UKCI combines specialist charity insurance knowledge and a real-world understanding of the needs of modern charities to make sure your cover really is fit for purpose.

Unity Trust Bank PLC
There's a lot to consider when you're thinking of opening a bank account or switching to a new bank. Maybe you're looking for award winning customer service? Or you might ...